For debtors

         If you glanced on this page not from idle curiosity, read very attentively.

        As a result of judicial trial the sum of debt will considerably increase

         After getting a letter with a requirement about a returning a debt or with suggestion about conducting a meeting - contact with us by phone, indicated in a letter. Attempts to hide or deliver from property on which a collection can be turned will only aggravate your position and will infuse in us (and in law enforcement authorities) a confidence in intention of your actions. And intention is a necessary element of formal components of a crime. Study a list attentively and present yourself as the purpose of all these measures. Draw conclusions.

          We give the answers on the most common questions of borrowers below.

1. I concluded credit contract and took a credit in other organization?

          Factor-company "Promissory obligations fund Ltd" appeals to you on behalf of its client (bank) with a requirement about debt liquidation, in case if your creditor appealed to us for the debt collection service. You are still a debtor of a bank, with which you signed a contract, and you must make payments on the accounts of the bank.

          Factor-company "Promissory obligations fund Ltd" appeals to you with a requirement about debt liquidation, in case, if your debt was sold to us by your creditor by agreement of cession. Now Factor-company "Promissory obligations fund Ltd" is your creditor and you must liquidate the debt on essential elements, indicated in a letter.

2. My actions after receiving a letter from Factor-company "Promissory obligations fund Ltd"

            You should contact with our employee in the most short terms by telephone number (044) 594-11-60 or (044) 594-11-23. Our specialists will render you assistance at permission of the folded situation.

3. How can I liquidate a debt on credit-side?

            There are several methods of liquidation a debt:

payment of cash facilities in the cash desk of any branch of bank in which you took a credit;

remittance by written order from the account in other bank;

remittance without opening a new account through the branches of other banks.

             Thus you must have properties of your account (its number, essential elements of branch of bank which he is opened in) and passport.

Besides, you must remember that a remittance through other banks is a requiring payment service and is carried out during a few days, therefore do payment in advance and specify the amount of commission payments.

In case if you can not accomplish payment independently, any other person may pay on its own behalf with pointing in a pay document "Payment of debt for ...".

4. I was refused to adopt a payment for liquidation a debt in a bank

             Please, inform us about a date, coordinates of branch of bank and last name of specialist, who refused to adopt payment.

The reason for refusal may be a number of factors. For example, a duty, paid by Bank at an appeal with a lawsuit in a court, is credited otherwise, than the other debt.